Tournament & Clinic Insurance

General Liability Coverage for USA Softball Events

The USA Softball Tournament/Clinic Liability Insurance Plan provides protection for lawsuits and court judgments that may result from bodily injury and property damage claims arising out of your USA Softball Sanctioned Tournament or Clinic operations.

Policy Limits  
Liability per occurrence $3 million
Aggregate per location $5 million
Personal Injury / Advertising Injury $1 million
Products / Completed Operations $2 million
Sexual Abuse Liability per occurrence $1 million
Sexual Abuse Liability aggregate $2 million
Aggregate per location: Participants Liability per occurrence $2 million
Damage to Premises Rented $1 million
Med Pay to Others (non-participants) $10,000


Who is Covered Under This Policy?

  • Tournament or clinic organizers
  • Tournament or clinic officials
  • Participating teams or players
  • Individual team members
  • Field owners (as additional insureds, if requested)
  • Tournament or clinic sponsors



Under the USA Softball Tournament/Clinic Accident Insurance Plan, coverage extends to covered injuries incurred by Tournament participants while practicing or playing in Tournament games. For Clinics, coverage applies to participants while taking part in clinic activities at the designated clinic site. There is no coverage for travel or off-premises activities under this plan.

Policy Limits  
Accident Medical $250,000 per claim
Accident Deductible $500 with 90/10 Coinsurance
Accidental Death/Dismemberment $10,000
52 week benefit period  

This policy is written on an Excess basis, which means that the policy is secondary over any other valid and collectible insurance or healthcare plan that you may have. Thus, you need to submit your expenses to your own healthcare plan first, for this policy to consider your claim. If you have no other coverage in force, this policy will pay your claim as primary, subject to the deductible and other policy terms.

The policy only covers medical and dental expenses, which are incurred during the Benefit Period – within 52 weeks of the date of injury.



  • Tournaments and clinics must be USA Softball approved or USA Softball sanctioned by your local USA Softball Commissioner to be eligible for this insurance program
  • You can purchase the Liability and Accident Insurance either separately or as a package for youth teams
  • Coverage automatically extends to make-up dates caused by weather, but no refunds are allowed for this program